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Run your business
from your phone

Quotes, invoices, expenses, mileage & direct HMRC submissions. Connect your bank, file your tax return, and run your business from your phone. Built for UK sole traders.

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MTD-ready for April 2026

ITSA quarterly updates · MTD VAT · CIS — built to submit direct to HMRC, going live as our HMRC approval completes.

How TradeKit compares

No other UK app at this price combines MTD ITSA filing (Self-Employment + UK Property + Foreign Property), MTD VAT, CIS, and trade-specific UX. Here’s the honest picture.

Feature TradeKit
£99.99/yr		 Coconut
£129.99/yr‡		 FreeAgent
£228/yr*		 QuickBooks
£120/yr		 Tradify
£408/yr
MTD ITSA quarterly filing ✓† ✓ ✓ ✓ via integration
MTD VAT quarterly filing ✓ ✗ ✓ ✓ via integration
UK Property MTD (landlord income) ✓ ✓ ✓ ✓ ✗
Foreign Property MTD ✓ ✓ ✗ ✗ ✗
CIS deductions (subbie side) ✓ ✗ ✓ limited tracking only
CIS Payment & Deduction Statements (PDS) ✓ ✗ ✓ ✗ ✗
Subby due diligence (UTR / Companies House) ✓ ✗ partial ✗ ✗
Trade-specific UX (jobs, quotes for trades) ✓ ✗ ✗ ✗ ✓
Mobile-first / works on a phone ✓ ✓ app available ✓ ✓
Open Banking auto-categorisation ✓ ✓ ✓ ✓ via integration
Receipt OCR / capture ✓ ✓ ✓ ✓ ✓
In-app plain-English tax help ✓ ✗ help docs help docs ✗
Capital allowances (AIA / FYA / WDA) ✓ ✗ ✓ ✓ ✗
Hybrid WDA blending (April 2026 rate change) ✓ ✗ ✓ not confirmed ✗
All-in price — no CIS/property add-ons ✓ tiered ✓ tiered ✗
Two-step sign-in (MFA) ✓ ✓ ✓ ✓ ✓

* FreeAgent is £0/year for NatWest, RBS, or Mettle banking customers. £228/year otherwise. † TradeKit’s MTD ITSA filing is built and HMRC-tested; it goes live on receipt of HMRC production credentials. ‡ Coconut’s £99.99 plan is bookkeeping only (no MTD filing); £129.99 is its MTD-filing tier. Prices shown ex-VAT, retail tier, as of May 2026 — check current pricing on each vendor’s site. This comparison is researched in good faith; let us know if anything’s out of date at support@tradekitapp.co.uk.

Everything you need.
Nothing you don't.

No bloated accounting software. Just the tools that actually help you run your business.

Want the detail? Read the full user guide — every feature in plain English.

April 2026 ready

MTD filing, direct to HMRC

ITSA quarterly updates, MTD VAT, and your Final Declaration — all from your phone. Official HMRC OAuth, no copy-paste, no spreadsheets. Built and HMRC-tested — going live as our HMRC approval completes.

  • ✓ 4 quarterly updates / year
  • ✓ MTD VAT 9-box returns
  • ✓ Final Declaration replaces SA

CIS Toolkit

Deductions, Nil Return reminders, Payment & Deduction Statements, and subby due diligence (UTR + Companies House checks) — all built in. Direct HMRC subcontractor verification launching with our CIS Vendor ID.

NEW

Pay Now on Invoices

Secure card / Apple Pay / Google Pay links on every invoice. Paid straight to your bank, usually within a couple of days.

Open Banking Feed

Auto-categorises UK merchants to HMRC expense boxes (rolling out as our Open Banking approval completes). Matches incoming payments to invoices.

Receipt OCR

Snap a receipt — TradeKit reads the amount, store and date. Screwfix-aware, VAT-aware.

Quotes & Invoicing

Swipe →

Quotes & Invoices

Create professional quotes in minutes. Convert to invoices in one tap. Share via WhatsApp — the way you actually talk to customers.

NEW

Digital Quote Acceptance

Send a magic link to your customer’s phone. They review, sign with their finger, tap Accept. Legally-binding e-signature with timestamp, IP and device.

NEW

Auto-chase Overdue Invoices

Polite reminders at 3, 7 and 14 days — gentle first, firmer later. Toggle per invoice or set the default. Stop being your own debt collector.

Run the Business

Swipe →

NEW

Gas Safety Certs (CP12)

For gas engineers: issue CP12 Gas Safety Records and Warning Notices from your phone. Scan the boiler plate to auto-fill make, model & GC number, sign on screen, and send by WhatsApp.

Job Tracking + Profit

Track every job from quote to payment. Live profit and margin on every job. Green means money — red means trouble.

NEW

Drag & Drop Calendar

Week, month or agenda view. Drag a booking to reschedule. Colour-coded by status — see your workload at a glance.

Customer Book

All your customers in one place. One-tap call or WhatsApp. Auto-linked to quotes and jobs.

Today Dashboard

Today’s jobs, outstanding invoices, income vs expenses, estimated tax. Everything at a glance.

Tax, Money & Compliance

Swipe →

NEW

MTD VAT Returns

VAT-registered? Built to submit your 9-box return direct to HMRC — going live as our HMRC approval completes. Calculated from your invoices and expenses.

55p Mileage Tracker

Log business trips, TradeKit calculates HMRC 55p/mile relief. Handles the 10,000-mile threshold automatically.

Capital Allowances

Bought a van or tools? Claim against tax. The WDA rate drops from 18% to 14% this April — TradeKit blends both automatically.

Tax Record Keeping

Income and expenses by HMRC quarter with SA103F box numbers. £50k threshold tracker. Export CSV.

NEW

Plain-English Tax Help

Eight tradie-friendly explainers in the app: MTD basics, Final Declaration, CIS, Capital Allowances, NI, Mileage, SA103F boxes.

Proof of Income

Compliance Certificate PDF with income summary, HMRC box mapping, ICO audit trail. Mortgage & loan ready.

Two-Step Sign-in

Optional 2FA with Google Authenticator, Authy, 1Password. Tax data and HMRC connection protected. 10 recovery codes.

Built for the real world

Designed for tradespeople who work with their hands, not a desk.

Big touch targets

56px buttons designed for gloved or dirty hands. Works on site.

WhatsApp sharing

Send quotes and invoices the way you actually communicate.

Voice notes

Dictate job notes hands-free. Speech-to-text built right in.

Photo receipts

Snap receipts on the spot. Never lose a receipt again.

Cloud sync

Your data syncs securely. Access from phone, tablet or laptop.

Works offline

PWA technology means it works even on patchy site WiFi.

Built for every trade

Whether you're under a sink or up on a roof, TradeKit™ works for you.

Plumber Electrician Builder Carpenter Roofer Painter & Decorator Gas Engineer Locksmith Tiler Plasterer Landscaper General Handyman
MANDATORY FROM 6 APRIL 2026

New rules. New penalties.
TradeKit has you covered.

HMRC is tightening the screws this April. £50k+ sole traders join MTD ITSA, £30k+ in April 2027, £20k+ in April 2028. Three specific things change — here’s how TradeKit handles each.

CIS Nil Return Penalty

From April 2026, if you’re a CIS contractor and don’t file a return — even a zero one — you get an automatic £100 fine. Every month. TradeKit reminds you before every deadline.

Due Diligence Protection

New “Knew or Should Have Known” rules mean HMRC can hit you with a 30% penalty if a subby is dodgy. TradeKit verifies UTRs and checks Companies House — timestamped record of reasonable steps.

Hybrid WDA Rate

The writing-down allowance drops from 18% to 14% on 6 April. If your tax year spans both sides, TradeKit blends the rates day-by-day — full relief, not the lower flat rate.

ICO registered (C1946370) • HMRC MTD-compatible (pending Recognised Software listing) • Open Banking via TrueLayer • UK data residency

Common questions

Do I need to be VAT registered?
No. TradeKit works for all UK sole traders whether you're VAT registered or not. You can toggle VAT on or off per quote. Most tradespeople under the £90,000 threshold aren't registered, and that's fine.
What happens after the 14-day trial?
Your data stays safe. You just can't sync across devices until you upgrade. No pressure, no nagging pop-ups every 5 seconds. Upgrade when you're ready.
Does it replace my accountant?
It can for simple sole trader returns. TradeKit handles quarterly MTD submissions, expense tracking and Final Declarations. If your tax affairs are complex (partnerships, limited companies, capital gains), keep your accountant — but TradeKit makes their job easier with clean CSV exports.
Is my data safe?
Yes. Your data is stored on Google Firebase with bank-level encryption. HMRC tokens use AES-256-GCM encryption. Payments go through Stripe (same system Amazon uses). We're ICO registered (C1946370) and never sell your data. You can export or delete everything at any time.
Can I cancel anytime?
Yes. Cancel from inside the app and you keep access until the end of your paid year — no clawback. Your data stays yours: export everything to CSV at any time, before or after cancelling. No long contracts, no exit fees.

Simple, honest pricing

Start free. Upgrade when you're ready. No surprises.

Free Trial

£0

for 14 days

  • All features included
  • No payment required
  • Cloud sync & backup
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Annual

£99.99/yr

or £10.99/month — everything included, cancel anytime

  • Everything in Free
  • Direct HMRC MTD ITSA, VAT & CIS submissions
  • Final Declaration & Capital Allowances
  • Open Banking auto-categorisation
  • 55p/mile mileage & Compliance PDF
  • Unlimited quotes, invoices & receipts
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No hidden fees. Cancel any time.

MTD starts April 2026.
Are you ready to submit?

Built to submit quarterly returns direct to HMRC (going live as our HMRC approval completes), connect your bank, and file your Final Declaration. 14-day free trial, no payment required.

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